Primary Savings Account



  • Earn More: Sign up to the Scotiabank Savings Reward Plan and earn a bonus of 1% interest on automatic savings plan contributions

  • Save Money on Fees: No monthly fee if you maintain the minimum required balance

  • Convenience: Make unlimited deposits and withdrawals and transfers between your account at Scotiabank ATMs. Unlimited Access to Scotia OnLine and Mobile Banking

  • Find a local branch

    Additional Features

    With the Primary Savings account, you won't pay a monthly fee if your account balance remains above $500. Perform unlimited transactions at Scotia OnLine, POS and Mobile Banking.

  • Interest calculated on the daily balance and paid monthly

  • Mobile Banking app available for iOS, Android and Blackberry

  • Monthly statements available(electronic or paper statements)

  • ATM transaction fees apply

  • Available in CAD, GBP and USD

  • Additional Information

    How to apply

    Download the application form  [PDF: 614 KB]

    Personal Financial Services Agreement

    Terms and Conditions

    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn More, Savings Calculator