Total Access Account


  • Flexibility: Bank how you want, through the banking channels you want

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit

  • Find a local branch

    Addditional Features

    Manage your everyday banking needs with the Total Access Account for just $ 7.50 per month. Enjoy maximum access to your money through unlimited self-service banking plus 6 branch transactions or cheques.

  • Cheque writing privileges

  • Monthly statements available (electronic or paper statements)

  • Quarterly statements available (electronic or paper statements)

  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using Scotia OnLine or Mobile Banking

  • Mobile Banking app available for iOS, Android and Blackberry

  • Additional Information

    How to apply

    Download the application form

    Personal Financial Services Agreement

    Terms and Conditions

    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn More, Savings Calculator