Total Access Senior


  • Flexibility: Bank how you want, through the banking channels you want

  • Save Money & Earn More: Pay no monthly fee and earn interest

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit

  • Find a local branch

    Additional Features

    Monthly fee of $4.00 (waived if balance remains above $1,000), earn interest and enjoy maximum access to your money through unlimited self-service banking plus 6 branch transactions or cheques

  • Cheque writing privileges

  • Free standing orders and bank drafts

  • 25% off safety deposit box fees

  • Interest calculated on the minimum monthly balance and paid monthly

  • Overdraft protection (subject to normal lending criteria)

  • Monthly statements available (electronic or paper statements)

  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using Scotia OnLine or Mobile Banking

  • Mobile Banking app available for iOS, Android and Blackberry

  • Additional Information

    How to apply

    Download the application form

    Personal Financial Services Agreement

    Terms and Conditions

    Savings Calculator

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals. 

    Learn More, Savings Calculator